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Letter of Map Amendment (LOMA)


A Letter of Map Amendment (LOMA) is an official amendment, by letter, to an effective National Flood Insurance Program (NFIP) map. A LOMA establishes a property''s location in relation to the Special Flood Hazard Area (SFHA).

Fema Elevation Certificate

A FEMA Elevation Certificate is a document often requested by mortgage or title companies or flood insurance companies who want to determine the status of a building in relationship to the flood plain as it relates to the Flood Insurance Rate Map (FIRM). The information on the Elevation Certificate may be used to determine flood insurance rates for the client.

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